City Comparison

Ithaca vs Sioux Falls

Cost of Living Comparison · 2026

Ithaca

New York
94
Below Average
$324,000
Median Home
$1,475/mo
Median Rent
$48,600
Median Income

Sioux Falls

South Dakota
93
Below Average
$265,000
Median Home
$1,100/mo
Median Rent
$61,714
Median Income

The Verdict

1.1%

The cost gap between these cities is 1.1%, with Sioux Falls being the more affordable option. A $75,000 income in Ithaca has equivalent purchasing power to $74,202 in Sioux Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
117
Ithaca
80
Sioux Falls
Groceries
103
Ithaca
97
Sioux Falls
Utilities
102
Ithaca
94
Sioux Falls
Transportation
96
Ithaca
98
Sioux Falls
Healthcare
99
Ithaca
101
Sioux Falls

Salary Equivalence

A $75,000 salary in Ithaca has the same purchasing power as $74,202 in Sioux Falls.

Conversely, $75,000 in Sioux Falls equals $75,806 in Ithaca.

Living in Ithaca vs Sioux Falls

Housing Costs

Ithaca's housing index of 117 is higher Sioux Falls's 80, translating to median home prices of $324,000 vs $265,000. The $59,000 difference in home prices means roughly $3,840 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,475/mo in Ithaca compared to $1,100/mo in Sioux Falls, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 103 in Ithaca and 97 in Sioux Falls. A household spending the national average of $475/month on groceries would pay approximately $489/month in Ithaca vs $461/month in Sioux Falls. Sioux Falls offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Ithaca and 94 in Sioux Falls. Monthly utility bills average approximately $408 in Ithaca vs $376 in Sioux Falls. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Ithaca and 101 in Sioux Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,600 in Ithaca and $61,714 in Sioux Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,702 and $66,359 respectively. Sioux Falls residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Ithaca vs $1,440/month in Sioux Falls. In Ithaca, median rent of $1,475/mo exceeds this threshold, suggesting renters may feel stretched. In Sioux Falls, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux Falls is 1.1% more affordable overall with an index of 93 vs 94.
A $75,000 salary in Ithaca has equivalent purchasing power to approximately $74,202 in Sioux Falls, based on the cost of living difference.
Ithaca's housing index is 117 with median homes at $324,000, while Sioux Falls's is 80 with median homes at $265,000.

Moving & Relocation Resources

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