City Comparison

Ithaca vs Minneapolis

Cost of Living Comparison · 2026

Ithaca

New York
94
Below Average
$324,000
Median Home
$1,475/mo
Median Rent
$48,600
Median Income

Minneapolis

Minnesota
106
Above Average
$310,000
Median Home
$1,500/mo
Median Rent
$64,285
Median Income

The Verdict

11.3%

The cost gap between these cities is 11.3%, with Ithaca being the more affordable option. A $75,000 income in Ithaca has equivalent purchasing power to $84,574 in Minneapolis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
117
Ithaca
112
Minneapolis
Groceries
103
Ithaca
104
Minneapolis
Utilities
102
Ithaca
97
Minneapolis
Transportation
96
Ithaca
108
Minneapolis
Healthcare
99
Ithaca
105
Minneapolis

Salary Equivalence

A $75,000 salary in Ithaca has the same purchasing power as $84,574 in Minneapolis.

Conversely, $75,000 in Minneapolis equals $66,509 in Ithaca.

Living in Ithaca vs Minneapolis

Housing Costs

Ithaca's housing index of 117 is higher Minneapolis's 112, translating to median home prices of $324,000 vs $310,000. The $14,000 difference in home prices means roughly $912 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,475/mo in Ithaca compared to $1,500/mo in Minneapolis, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 103 in Ithaca and 104 in Minneapolis. A household spending the national average of $475/month on groceries would pay approximately $489/month in Ithaca vs $494/month in Minneapolis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Ithaca and 97 in Minneapolis. Monthly utility bills average approximately $408 in Ithaca vs $388 in Minneapolis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Ithaca and 105 in Minneapolis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,600 in Ithaca and $64,285 in Minneapolis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,702 and $60,646 respectively. Minneapolis residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,134/month to housing in Ithaca vs $1,500/month in Minneapolis. In Ithaca, median rent of $1,475/mo exceeds this threshold, suggesting renters may feel stretched. In Minneapolis, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Ithaca is 11.3% more affordable overall with an index of 94 vs 106.
A $75,000 salary in Ithaca has equivalent purchasing power to approximately $84,574 in Minneapolis, based on the cost of living difference.
Ithaca's housing index is 117 with median homes at $324,000, while Minneapolis's is 112 with median homes at $310,000.

Moving & Relocation Resources

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