City Comparison

Irving vs Youngstown

Cost of Living Comparison · 2026

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

Youngstown

Ohio
82
Very Affordable
$102,000
Median Home
$725/mo
Median Rent
$34,600
Median Income

The Verdict

22.0%

Living in Youngstown costs 22.0% less than Irving. To match the purchasing power of a $75,000 salary in Irving, you would need $61,500 in Youngstown.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
94
Irving
41
Youngstown
Groceries
99
Irving
98
Youngstown
Utilities
111
Irving
96
Youngstown
Transportation
97
Irving
101
Youngstown
Healthcare
103
Irving
90
Youngstown

Salary Equivalence

A $75,000 salary in Irving has the same purchasing power as $61,500 in Youngstown.

Conversely, $75,000 in Youngstown equals $91,463 in Irving.

Living in Irving vs Youngstown

Housing Costs

Irving's housing index of 94 is higher Youngstown's 41, translating to median home prices of $318,000 vs $102,000. The $216,000 difference in home prices means roughly $14,040 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $725/mo in Youngstown, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 99 in Irving and 98 in Youngstown. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $466/month in Youngstown. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 111 in Irving and 96 in Youngstown. Monthly utility bills average approximately $444 in Irving vs $384 in Youngstown. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Irving and 90 in Youngstown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,400 in Irving and $34,600 in Youngstown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $42,195 respectively. Irving residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $807/month in Youngstown. In Irving, median rent of $1,350/mo fits within this budget. In Youngstown, median rent of $725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 53 index points — focus your budget analysis there.

Frequently Asked Questions

Youngstown is 22.0% more affordable overall with an index of 82 vs 100.
A $75,000 salary in Irving has equivalent purchasing power to approximately $61,500 in Youngstown, based on the cost of living difference.
Irving's housing index is 94 with median homes at $318,000, while Youngstown's is 41 with median homes at $102,000.

Moving & Relocation Resources

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