Irving vs Warwick
Cost of Living Comparison · 2026
Irving
Warwick
The Verdict
Irving is 5.7% less expensive than Warwick overall. A household earning $75,000 in Irving would need approximately $79,500 in Warwick to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Irving has the same purchasing power as $79,500 in Warwick.
Conversely, $75,000 in Warwick equals $70,755 in Irving.
Living in Irving vs Warwick
Housing Costs
Irving's housing index of 94 is lower Warwick's 127, translating to median home prices of $318,000 vs $413,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,425/mo in Warwick, a monthly difference of $75.
Grocery & Food Costs
Grocery expenses index at 99 in Irving and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $485/month in Warwick. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 111 in Irving and 112 in Warwick. Monthly utility bills average approximately $444 in Irving vs $448 in Warwick. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 103 in Irving and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $73,400 in Irving and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $70,377 respectively. Irving residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $1,741/month in Warwick. In Irving, median rent of $1,350/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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