Irving vs Twin Falls
Cost of Living Comparison · 2026
Irving
Twin Falls
The Verdict
Twin Falls is 8.7% less expensive than Irving overall. A household earning $75,000 in Irving would need approximately $69,000 in Twin Falls to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Irving has the same purchasing power as $69,000 in Twin Falls.
Conversely, $75,000 in Twin Falls equals $81,522 in Irving.
Living in Irving vs Twin Falls
Housing Costs
Irving's housing index of 94 is higher Twin Falls's 93, translating to median home prices of $318,000 vs $380,000. The $62,000 difference in home prices means roughly $4,032 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,150/mo in Twin Falls, a monthly difference of $200.
Grocery & Food Costs
Grocery expenses index at 99 in Irving and 98 in Twin Falls. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $466/month in Twin Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 111 in Irving and 85 in Twin Falls. Monthly utility bills average approximately $444 in Irving vs $340 in Twin Falls. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 103 in Irving and 94 in Twin Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $73,400 in Irving and $60,900 in Twin Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $66,196 respectively. Irving residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $1,421/month in Twin Falls. In Irving, median rent of $1,350/mo fits within this budget. In Twin Falls, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 26 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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