City Comparison

Irving vs Tokyo

Cost of Living Comparison · 2026

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

Tokyo

Japan
82
Very Affordable
$450,000
Median Home
$1,225/mo
Median Rent
$42,000
Median Income

The Verdict

22.0%

Living in Tokyo costs 22.0% less than Irving. To match the purchasing power of a $75,000 salary in Irving, you would need $61,500 in Tokyo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
94
Irving
98
Tokyo
Groceries
99
Irving
88
Tokyo
Utilities
111
Irving
85
Tokyo
Transportation
97
Irving
78
Tokyo
Healthcare
103
Irving
62
Tokyo

Salary Equivalence

A $75,000 salary in Irving has the same purchasing power as $61,500 in Tokyo.

Conversely, $75,000 in Tokyo equals $91,463 in Irving.

Living in Irving vs Tokyo

Housing Costs

Irving's housing index of 94 is lower Tokyo's 98, translating to median home prices of $318,000 vs $450,000. The $132,000 difference in home prices means roughly $8,580 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,225/mo in Tokyo, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 99 in Irving and 88 in Tokyo. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $418/month in Tokyo. Tokyo offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 111 in Irving and 85 in Tokyo. Monthly utility bills average approximately $444 in Irving vs $340 in Tokyo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Irving and 62 in Tokyo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 41-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,400 in Irving and $42,000 in Tokyo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $51,220 respectively. Irving residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $980/month in Tokyo. In Irving, median rent of $1,350/mo fits within this budget. In Tokyo, median rent of $1,225/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 41 index points — focus your budget analysis there.

Frequently Asked Questions

Tokyo is 22.0% more affordable overall with an index of 82 vs 100.
A $75,000 salary in Irving has equivalent purchasing power to approximately $61,500 in Tokyo, based on the cost of living difference.
Irving's housing index is 94 with median homes at $318,000, while Tokyo's is 98 with median homes at $450,000.

Moving & Relocation Resources

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