Irving vs Sydney
Cost of Living Comparison · 2026
Irving
Sydney
The Verdict
The cost gap between these cities is 4.8%, with Irving being the more affordable option. A $75,000 income in Irving has equivalent purchasing power to $78,750 in Sydney.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Irving has the same purchasing power as $78,750 in Sydney.
Conversely, $75,000 in Sydney equals $71,429 in Irving.
Living in Irving vs Sydney
Housing Costs
Irving's housing index of 94 is lower Sydney's 142, translating to median home prices of $318,000 vs $825,000. The $507,000 difference in home prices means roughly $32,952 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $2,050/mo in Sydney, a monthly difference of $700.
Grocery & Food Costs
Grocery expenses index at 99 in Irving and 95 in Sydney. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $451/month in Sydney. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 111 in Irving and 98 in Sydney. Monthly utility bills average approximately $444 in Irving vs $392 in Sydney. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 103 in Irving and 72 in Sydney. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 31-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $73,400 in Irving and $60,000 in Sydney. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $57,143 respectively. Irving residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $1,400/month in Sydney. In Irving, median rent of $1,350/mo fits within this budget. In Sydney, median rent of $2,050/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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