City Comparison

Irving vs Sterling Heights

Cost of Living Comparison · 2026

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

Sterling Heights

Michigan
98
Average
$300,000
Median Home
$1,175/mo
Median Rent
$70,100
Median Income

The Verdict

2.0%

Living in Sterling Heights costs 2.0% less than Irving. To match the purchasing power of a $75,000 salary in Irving, you would need $73,500 in Sterling Heights.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
94
Irving
87
Sterling Heights
Groceries
99
Irving
99
Sterling Heights
Utilities
111
Irving
102
Sterling Heights
Transportation
97
Irving
107
Sterling Heights
Healthcare
103
Irving
93
Sterling Heights

Salary Equivalence

A $75,000 salary in Irving has the same purchasing power as $73,500 in Sterling Heights.

Conversely, $75,000 in Sterling Heights equals $76,531 in Irving.

Living in Irving vs Sterling Heights

Housing Costs

Irving's housing index of 94 is higher Sterling Heights's 87, translating to median home prices of $318,000 vs $300,000. The $18,000 difference in home prices means roughly $1,176 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,175/mo in Sterling Heights, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 99 in Irving and 99 in Sterling Heights. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $470/month in Sterling Heights. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 111 in Irving and 102 in Sterling Heights. Monthly utility bills average approximately $444 in Irving vs $408 in Sterling Heights. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Irving and 93 in Sterling Heights. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,400 in Irving and $70,100 in Sterling Heights. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $71,531 respectively. Irving residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $1,636/month in Sterling Heights. In Irving, median rent of $1,350/mo fits within this budget. In Sterling Heights, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 10 index points — focus your budget analysis there.

Frequently Asked Questions

Sterling Heights is 2.0% more affordable overall with an index of 98 vs 100.
A $75,000 salary in Irving has equivalent purchasing power to approximately $73,500 in Sterling Heights, based on the cost of living difference.
Irving's housing index is 94 with median homes at $318,000, while Sterling Heights's is 87 with median homes at $300,000.

Moving & Relocation Resources

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