Irving vs Springfield

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Irving has the same purchasing power as $80,250 in Springfield.

Conversely, $75,000 in Springfield equals $70,093 in Irving.

Living in Irving vs Springfield

Housing Costs

Irving's housing index of 94 is lower Springfield's 106, translating to median home prices of $318,000 vs $230,000. The $88,000 difference in home prices means roughly $5,724 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,200/mo in Springfield, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 99 in Irving and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $494/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 111 in Irving and 119 in Springfield. Monthly utility bills average approximately $444 in Irving vs $476 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Irving and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,400 in Irving and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $38,890 respectively. Irving residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $971/month in Springfield. In Irving, median rent of $1,350/mo fits within this budget. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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