City Comparison

Irving vs Springdale

Cost of Living Comparison · 2026

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

Springdale

Arkansas
87
Below Average
$299,000
Median Home
$1,000/mo
Median Rent
$62,100
Median Income

The Verdict

14.9%

The cost gap between these cities is 14.9%, with Springdale being the more affordable option. A $75,000 income in Irving has equivalent purchasing power to $65,250 in Springdale.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
94
Irving
86
Springdale
Groceries
99
Irving
97
Springdale
Utilities
111
Irving
93
Springdale
Transportation
97
Irving
91
Springdale
Healthcare
103
Irving
82
Springdale

Salary Equivalence

A $75,000 salary in Irving has the same purchasing power as $65,250 in Springdale.

Conversely, $75,000 in Springdale equals $86,207 in Irving.

Living in Irving vs Springdale

Housing Costs

Irving's housing index of 94 is higher Springdale's 86, translating to median home prices of $318,000 vs $299,000. The $19,000 difference in home prices means roughly $1,236 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,000/mo in Springdale, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 99 in Irving and 97 in Springdale. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $461/month in Springdale. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 111 in Irving and 93 in Springdale. Monthly utility bills average approximately $444 in Irving vs $372 in Springdale. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Irving and 82 in Springdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,400 in Irving and $62,100 in Springdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $71,379 respectively. Irving residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $1,449/month in Springdale. In Irving, median rent of $1,350/mo fits within this budget. In Springdale, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

Springdale is 14.9% more affordable overall with an index of 87 vs 100.
A $75,000 salary in Irving has equivalent purchasing power to approximately $65,250 in Springdale, based on the cost of living difference.
Irving's housing index is 94 with median homes at $318,000, while Springdale's is 86 with median homes at $299,000.

Moving & Relocation Resources

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