Irving vs Sparks
Cost of Living Comparison · 2026
Irving
Sparks
The Verdict
Irving is 16.0% less expensive than Sparks overall. A household earning $75,000 in Irving would need approximately $89,250 in Sparks to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Irving has the same purchasing power as $89,250 in Sparks.
Conversely, $75,000 in Sparks equals $63,025 in Irving.
Living in Irving vs Sparks
Housing Costs
Irving's housing index of 94 is lower Sparks's 162, translating to median home prices of $318,000 vs $500,000. The $182,000 difference in home prices means roughly $11,832 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,475/mo in Sparks, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 99 in Irving and 103 in Sparks. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $489/month in Sparks. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 111 in Irving and 90 in Sparks. Monthly utility bills average approximately $444 in Irving vs $360 in Sparks. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 103 in Irving and 88 in Sparks. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $73,400 in Irving and $67,200 in Sparks. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $56,471 respectively. Irving residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $1,568/month in Sparks. In Irving, median rent of $1,350/mo fits within this budget. In Sparks, median rent of $1,475/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 68 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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