Irving vs Sioux City
Cost of Living Comparison · 2026
Irving
Sioux City
The Verdict
Sioux City is 16.3% less expensive than Irving overall. A household earning $75,000 in Irving would need approximately $64,500 in Sioux City to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Irving has the same purchasing power as $64,500 in Sioux City.
Conversely, $75,000 in Sioux City equals $87,209 in Irving.
Living in Irving vs Sioux City
Housing Costs
Irving's housing index of 94 is higher Sioux City's 74, translating to median home prices of $318,000 vs $182,000. The $136,000 difference in home prices means roughly $8,844 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $875/mo in Sioux City, a monthly difference of $475.
Grocery & Food Costs
Grocery expenses index at 99 in Irving and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $461/month in Sioux City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 111 in Irving and 89 in Sioux City. Monthly utility bills average approximately $444 in Irving vs $356 in Sioux City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 103 in Irving and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $73,400 in Irving and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $76,163 respectively. Sioux City residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $1,528/month in Sioux City. In Irving, median rent of $1,350/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 22 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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