Irving vs Scottsdale
Cost of Living Comparison · 2026
Irving
Scottsdale
The Verdict
Irving is 18.7% less expensive than Scottsdale overall. A household earning $75,000 in Irving would need approximately $92,250 in Scottsdale to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Irving has the same purchasing power as $92,250 in Scottsdale.
Conversely, $75,000 in Scottsdale equals $60,976 in Irving.
Living in Irving vs Scottsdale
Housing Costs
Irving's housing index of 94 is lower Scottsdale's 162, translating to median home prices of $318,000 vs $580,000. The $262,000 difference in home prices means roughly $17,028 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $2,000/mo in Scottsdale, a monthly difference of $650.
Grocery & Food Costs
Grocery expenses index at 99 in Irving and 103 in Scottsdale. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $489/month in Scottsdale. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 111 in Irving and 96 in Scottsdale. Monthly utility bills average approximately $444 in Irving vs $384 in Scottsdale. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 103 in Irving and 95 in Scottsdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $73,400 in Irving and $92,298 in Scottsdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $75,039 respectively. Scottsdale residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $2,154/month in Scottsdale. In Irving, median rent of $1,350/mo fits within this budget. In Scottsdale, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 68 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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