Irving vs Round Rock
Cost of Living Comparison · 2026
Irving
Round Rock
The Verdict
Irving is 1.0% less expensive than Round Rock overall. A household earning $75,000 in Irving would need approximately $75,750 in Round Rock to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Irving has the same purchasing power as $75,750 in Round Rock.
Conversely, $75,000 in Round Rock equals $74,257 in Irving.
Living in Irving vs Round Rock
Housing Costs
Irving's housing index of 94 is higher Round Rock's 92, translating to median home prices of $318,000 vs $413,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,400/mo in Round Rock, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 99 in Irving and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $456/month in Round Rock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 111 in Irving and 109 in Round Rock. Monthly utility bills average approximately $444 in Irving vs $436 in Round Rock. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 103 in Irving and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $73,400 in Irving and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $2,345/month in Round Rock. In Irving, median rent of $1,350/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 7 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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