City Comparison

Irving vs Pueblo

Cost of Living Comparison · 2026

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

Pueblo

Colorado
90
Below Average
$247,000
Median Home
$1,075/mo
Median Rent
$56,700
Median Income

The Verdict

11.1%

Living in Pueblo costs 11.1% less than Irving. To match the purchasing power of a $75,000 salary in Irving, you would need $67,500 in Pueblo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
94
Irving
81
Pueblo
Groceries
99
Irving
99
Pueblo
Utilities
111
Irving
96
Pueblo
Transportation
97
Irving
99
Pueblo
Healthcare
103
Irving
102
Pueblo

Salary Equivalence

A $75,000 salary in Irving has the same purchasing power as $67,500 in Pueblo.

Conversely, $75,000 in Pueblo equals $83,333 in Irving.

Living in Irving vs Pueblo

Housing Costs

Irving's housing index of 94 is higher Pueblo's 81, translating to median home prices of $318,000 vs $247,000. The $71,000 difference in home prices means roughly $4,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,075/mo in Pueblo, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 99 in Irving and 99 in Pueblo. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $470/month in Pueblo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 111 in Irving and 96 in Pueblo. Monthly utility bills average approximately $444 in Irving vs $384 in Pueblo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Irving and 102 in Pueblo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $73,400 in Irving and $56,700 in Pueblo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $63,000 respectively. Irving residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $1,323/month in Pueblo. In Irving, median rent of $1,350/mo fits within this budget. In Pueblo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Pueblo is 11.1% more affordable overall with an index of 90 vs 100.
A $75,000 salary in Irving has equivalent purchasing power to approximately $67,500 in Pueblo, based on the cost of living difference.
Irving's housing index is 94 with median homes at $318,000, while Pueblo's is 81 with median homes at $247,000.

Moving & Relocation Resources

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