Irving vs Provo
Cost of Living Comparison · 2026
Irving
Provo
The Verdict
Irving is 3.8% less expensive than Provo overall. A household earning $75,000 in Irving would need approximately $78,000 in Provo to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Irving has the same purchasing power as $78,000 in Provo.
Conversely, $75,000 in Provo equals $72,115 in Irving.
Living in Irving vs Provo
Housing Costs
Irving's housing index of 94 is lower Provo's 112, translating to median home prices of $318,000 vs $380,000. The $62,000 difference in home prices means roughly $4,032 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,300/mo in Provo, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 99 in Irving and 98 in Provo. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $466/month in Provo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 111 in Irving and 87 in Provo. Monthly utility bills average approximately $444 in Irving vs $348 in Provo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 103 in Irving and 97 in Provo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $73,400 in Irving and $51,048 in Provo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $49,085 respectively. Irving residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $1,191/month in Provo. In Irving, median rent of $1,350/mo fits within this budget. In Provo, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 24 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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