Irving vs Providence
Cost of Living Comparison · 2026
Irving
Providence
The Verdict
The cost gap between these cities is 9.1%, with Irving being the more affordable option. A $75,000 income in Irving has equivalent purchasing power to $82,500 in Providence.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Irving has the same purchasing power as $82,500 in Providence.
Conversely, $75,000 in Providence equals $68,182 in Irving.
Living in Irving vs Providence
Housing Costs
Irving's housing index of 94 is lower Providence's 118, translating to median home prices of $318,000 vs $310,000. The $8,000 difference in home prices means roughly $516 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,500/mo in Providence, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 99 in Irving and 105 in Providence. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $499/month in Providence. Irving offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 111 in Irving and 119 in Providence. Monthly utility bills average approximately $444 in Irving vs $476 in Providence. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 103 in Irving and 112 in Providence. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $73,400 in Irving and $47,012 in Providence. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $42,738 respectively. Irving residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $1,097/month in Providence. In Irving, median rent of $1,350/mo fits within this budget. In Providence, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 24 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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