City Comparison

Irving vs Port St Lucie

Cost of Living Comparison · 2026

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

The Verdict

1.0%

Living in Port St Lucie costs 1.0% less than Irving. To match the purchasing power of a $75,000 salary in Irving, you would need $74,250 in Port St Lucie.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
94
Irving
103
Port St Lucie
Groceries
99
Irving
102
Port St Lucie
Utilities
111
Irving
93
Port St Lucie
Transportation
97
Irving
102
Port St Lucie
Healthcare
103
Irving
96
Port St Lucie

Salary Equivalence

A $75,000 salary in Irving has the same purchasing power as $74,250 in Port St Lucie.

Conversely, $75,000 in Port St Lucie equals $75,758 in Irving.

Living in Irving vs Port St Lucie

Housing Costs

Irving's housing index of 94 is lower Port St Lucie's 103, translating to median home prices of $318,000 vs $384,000. The $66,000 difference in home prices means roughly $4,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,800/mo in Port St Lucie, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 99 in Irving and 102 in Port St Lucie. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $485/month in Port St Lucie. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 111 in Irving and 93 in Port St Lucie. Monthly utility bills average approximately $444 in Irving vs $372 in Port St Lucie. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Irving and 96 in Port St Lucie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $73,400 in Irving and $81,100 in Port St Lucie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $81,919 respectively. Port St Lucie residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $1,892/month in Port St Lucie. In Irving, median rent of $1,350/mo fits within this budget. In Port St Lucie, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Port St Lucie is 1.0% more affordable overall with an index of 99 vs 100.
A $75,000 salary in Irving has equivalent purchasing power to approximately $74,250 in Port St Lucie, based on the cost of living difference.
Irving's housing index is 94 with median homes at $318,000, while Port St Lucie's is 103 with median homes at $384,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases