City Comparison

Irving vs Pembroke Pines

Cost of Living Comparison · 2026

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

Pembroke Pines

Florida
111
Above Average
$440,000
Median Home
$1,900/mo
Median Rent
$85,900
Median Income

The Verdict

9.9%

The cost gap between these cities is 9.9%, with Irving being the more affordable option. A $75,000 income in Irving has equivalent purchasing power to $83,250 in Pembroke Pines.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
94
Irving
140
Pembroke Pines
Groceries
99
Irving
105
Pembroke Pines
Utilities
111
Irving
105
Pembroke Pines
Transportation
97
Irving
99
Pembroke Pines
Healthcare
103
Irving
91
Pembroke Pines

Salary Equivalence

A $75,000 salary in Irving has the same purchasing power as $83,250 in Pembroke Pines.

Conversely, $75,000 in Pembroke Pines equals $67,568 in Irving.

Living in Irving vs Pembroke Pines

Housing Costs

Irving's housing index of 94 is lower Pembroke Pines's 140, translating to median home prices of $318,000 vs $440,000. The $122,000 difference in home prices means roughly $7,932 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,900/mo in Pembroke Pines, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 99 in Irving and 105 in Pembroke Pines. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $499/month in Pembroke Pines. Irving offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 111 in Irving and 105 in Pembroke Pines. Monthly utility bills average approximately $444 in Irving vs $420 in Pembroke Pines. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Irving and 91 in Pembroke Pines. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,400 in Irving and $85,900 in Pembroke Pines. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $77,387 respectively. Pembroke Pines residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $2,004/month in Pembroke Pines. In Irving, median rent of $1,350/mo fits within this budget. In Pembroke Pines, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 46 index points — focus your budget analysis there.

Frequently Asked Questions

Irving is 9.9% more affordable overall with an index of 100 vs 111.
A $75,000 salary in Irving has equivalent purchasing power to approximately $83,250 in Pembroke Pines, based on the cost of living difference.
Irving's housing index is 94 with median homes at $318,000, while Pembroke Pines's is 140 with median homes at $440,000.

Moving & Relocation Resources

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