City Comparison

Irving vs Overland Park

Cost of Living Comparison · 2026

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

5.7%

Living in Irving costs 5.7% less than Overland Park. To match the purchasing power of a $75,000 salary in Irving, you would need $79,500 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
94
Irving
109
Overland Park
Groceries
99
Irving
96
Overland Park
Utilities
111
Irving
98
Overland Park
Transportation
97
Irving
95
Overland Park
Healthcare
103
Irving
102
Overland Park

Salary Equivalence

A $75,000 salary in Irving has the same purchasing power as $79,500 in Overland Park.

Conversely, $75,000 in Overland Park equals $70,755 in Irving.

Living in Irving vs Overland Park

Housing Costs

Irving's housing index of 94 is lower Overland Park's 109, translating to median home prices of $318,000 vs $414,000. The $96,000 difference in home prices means roughly $6,240 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,450/mo in Overland Park, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 99 in Irving and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 111 in Irving and 98 in Overland Park. Monthly utility bills average approximately $444 in Irving vs $392 in Overland Park. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Irving and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $73,400 in Irving and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $2,445/month in Overland Park. In Irving, median rent of $1,350/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Irving is 5.7% more affordable overall with an index of 100 vs 106.
A $75,000 salary in Irving has equivalent purchasing power to approximately $79,500 in Overland Park, based on the cost of living difference.
Irving's housing index is 94 with median homes at $318,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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