Irving vs New Haven
Cost of Living Comparison · 2026
Irving
New Haven
The Verdict
Irving is 15.3% less expensive than New Haven overall. A household earning $75,000 in Irving would need approximately $88,500 in New Haven to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Irving has the same purchasing power as $88,500 in New Haven.
Conversely, $75,000 in New Haven equals $63,559 in Irving.
Living in Irving vs New Haven
Housing Costs
Irving's housing index of 94 is lower New Haven's 137, translating to median home prices of $318,000 vs $250,000. The $68,000 difference in home prices means roughly $4,416 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,400/mo in New Haven, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 99 in Irving and 106 in New Haven. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $504/month in New Haven. Irving offers a meaningful advantage on everyday food costs, saving roughly $408/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 111 in Irving and 124 in New Haven. Monthly utility bills average approximately $444 in Irving vs $496 in New Haven. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 103 in Irving and 114 in New Haven. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $73,400 in Irving and $42,158 in New Haven. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $35,727 respectively. Irving residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $984/month in New Haven. In Irving, median rent of $1,350/mo fits within this budget. In New Haven, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 43 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases