Irving vs London
Cost of Living Comparison · 2026
Irving
London
The Verdict
Living in Irving costs 13.0% less than London. To match the purchasing power of a $75,000 salary in Irving, you would need $86,250 in London.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Irving has the same purchasing power as $86,250 in London.
Conversely, $75,000 in London equals $65,217 in Irving.
Living in Irving vs London
Housing Costs
Irving's housing index of 94 is lower London's 162, translating to median home prices of $318,000 vs $695,000. The $377,000 difference in home prices means roughly $24,504 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $2,400/mo in London, a monthly difference of $1,050.
Grocery & Food Costs
Grocery expenses index at 99 in Irving and 92 in London. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $437/month in London. London offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 111 in Irving and 112 in London. Monthly utility bills average approximately $444 in Irving vs $448 in London. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 103 in Irving and 78 in London. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $73,400 in Irving and $55,000 in London. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $47,826 respectively. Irving residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $1,283/month in London. In Irving, median rent of $1,350/mo fits within this budget. In London, median rent of $2,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 68 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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