City Comparison

Irving vs Kansas City

Cost of Living Comparison · 2026

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

Kansas City

Missouri
93
Below Average
$220,000
Median Home
$1,100/mo
Median Rent
$57,478
Median Income

The Verdict

7.5%

The cost gap between these cities is 7.5%, with Kansas City being the more affordable option. A $75,000 income in Irving has equivalent purchasing power to $69,750 in Kansas City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
94
Irving
80
Kansas City
Groceries
99
Irving
97
Kansas City
Utilities
111
Irving
95
Kansas City
Transportation
97
Irving
106
Kansas City
Healthcare
103
Irving
96
Kansas City

Salary Equivalence

A $75,000 salary in Irving has the same purchasing power as $69,750 in Kansas City.

Conversely, $75,000 in Kansas City equals $80,645 in Irving.

Living in Irving vs Kansas City

Housing Costs

Irving's housing index of 94 is higher Kansas City's 80, translating to median home prices of $318,000 vs $220,000. The $98,000 difference in home prices means roughly $6,372 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $1,100/mo in Kansas City, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 99 in Irving and 97 in Kansas City. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $461/month in Kansas City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 111 in Irving and 95 in Kansas City. Monthly utility bills average approximately $444 in Irving vs $380 in Kansas City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Irving and 96 in Kansas City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $73,400 in Irving and $57,478 in Kansas City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $61,804 respectively. Irving residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $1,341/month in Kansas City. In Irving, median rent of $1,350/mo fits within this budget. In Kansas City, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 16 index points — focus your budget analysis there.

Frequently Asked Questions

Kansas City is 7.5% more affordable overall with an index of 93 vs 100.
A $75,000 salary in Irving has equivalent purchasing power to approximately $69,750 in Kansas City, based on the cost of living difference.
Irving's housing index is 94 with median homes at $318,000, while Kansas City's is 80 with median homes at $220,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases