City Comparison

Irving vs Jackson

Cost of Living Comparison · 2026

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

Jackson

Mississippi
82
Very Affordable
$125,000
Median Home
$900/mo
Median Rent
$36,528
Median Income

The Verdict

22.0%

The cost gap between these cities is 22.0%, with Jackson being the more affordable option. A $75,000 income in Irving has equivalent purchasing power to $61,500 in Jackson.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
94
Irving
56
Jackson
Groceries
99
Irving
95
Jackson
Utilities
111
Irving
86
Jackson
Transportation
97
Irving
97
Jackson
Healthcare
103
Irving
88
Jackson

Salary Equivalence

A $75,000 salary in Irving has the same purchasing power as $61,500 in Jackson.

Conversely, $75,000 in Jackson equals $91,463 in Irving.

Living in Irving vs Jackson

Housing Costs

Irving's housing index of 94 is higher Jackson's 56, translating to median home prices of $318,000 vs $125,000. The $193,000 difference in home prices means roughly $12,540 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Irving compared to $900/mo in Jackson, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 99 in Irving and 95 in Jackson. A household spending the national average of $475/month on groceries would pay approximately $470/month in Irving vs $451/month in Jackson. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 111 in Irving and 86 in Jackson. Monthly utility bills average approximately $444 in Irving vs $344 in Jackson. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Irving and 88 in Jackson. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,400 in Irving and $36,528 in Jackson. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,400 and $44,546 respectively. Irving residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Irving vs $852/month in Jackson. In Irving, median rent of $1,350/mo fits within this budget. In Jackson, median rent of $900/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 38 index points — focus your budget analysis there.

Frequently Asked Questions

Jackson is 22.0% more affordable overall with an index of 82 vs 100.
A $75,000 salary in Irving has equivalent purchasing power to approximately $61,500 in Jackson, based on the cost of living difference.
Irving's housing index is 94 with median homes at $318,000, while Jackson's is 56 with median homes at $125,000.

Moving & Relocation Resources

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