City Comparison

Irvine vs St George

Cost of Living Comparison · 2026

Irvine

California
178
Very Expensive
$1.1M
Median Home
$3,000/mo
Median Rent
$108,038
Median Income

St George

Utah
110
Above Average
$550,000
Median Home
$1,525/mo
Median Rent
$72,400
Median Income

The Verdict

61.8%

The cost gap between these cities is 61.8%, with St George being the more affordable option. A $75,000 income in Irvine has equivalent purchasing power to $46,348 in St George.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
294
Irvine
144
St George
Groceries
108
Irvine
100
St George
Utilities
115
Irvine
87
St George
Transportation
115
Irvine
104
St George
Healthcare
109
Irvine
96
St George

Salary Equivalence

A $75,000 salary in Irvine has the same purchasing power as $46,348 in St George.

Conversely, $75,000 in St George equals $121,364 in Irvine.

Living in Irvine vs St George

Housing Costs

Irvine's housing index of 294 is higher St George's 144, translating to median home prices of $1.1M vs $550,000. The $500,000 difference in home prices means roughly $32,496 per year in additional mortgage costs at current rates. Renters face a similar gap: $3,000/mo in Irvine compared to $1,525/mo in St George, a monthly difference of $1,475.

Grocery & Food Costs

Grocery expenses index at 108 in Irvine and 100 in St George. A household spending the national average of $475/month on groceries would pay approximately $513/month in Irvine vs $475/month in St George. St George offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 115 in Irvine and 87 in St George. Monthly utility bills average approximately $460 in Irvine vs $348 in St George. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 109 in Irvine and 96 in St George. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $108,038 in Irvine and $72,400 in St George. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,696 and $65,818 respectively. St George residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,521/month to housing in Irvine vs $1,689/month in St George. In Irvine, median rent of $3,000/mo exceeds this threshold, suggesting renters may feel stretched. In St George, median rent of $1,525/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 150 index points — focus your budget analysis there.

Frequently Asked Questions

St George is 61.8% more affordable overall with an index of 110 vs 178.
A $75,000 salary in Irvine has equivalent purchasing power to approximately $46,348 in St George, based on the cost of living difference.
Irvine's housing index is 294 with median homes at $1.1M, while St George's is 144 with median homes at $550,000.

Moving & Relocation Resources

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