City Comparison

Irvine vs Round Rock

Cost of Living Comparison · 2026

Irvine

California
178
Very Expensive
$1.1M
Median Home
$3,000/mo
Median Rent
$108,038
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

76.2%

The cost gap between these cities is 76.2%, with Round Rock being the more affordable option. A $75,000 income in Irvine has equivalent purchasing power to $42,556 in Round Rock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
294
Irvine
92
Round Rock
Groceries
108
Irvine
96
Round Rock
Utilities
115
Irvine
109
Round Rock
Transportation
115
Irvine
99
Round Rock
Healthcare
109
Irvine
96
Round Rock

Salary Equivalence

A $75,000 salary in Irvine has the same purchasing power as $42,556 in Round Rock.

Conversely, $75,000 in Round Rock equals $132,178 in Irvine.

Living in Irvine vs Round Rock

Housing Costs

Irvine's housing index of 294 is higher Round Rock's 92, translating to median home prices of $1.1M vs $413,000. The $637,000 difference in home prices means roughly $41,400 per year in additional mortgage costs at current rates. Renters face a similar gap: $3,000/mo in Irvine compared to $1,400/mo in Round Rock, a monthly difference of $1,600.

Grocery & Food Costs

Grocery expenses index at 108 in Irvine and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $513/month in Irvine vs $456/month in Round Rock. Round Rock offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 115 in Irvine and 109 in Round Rock. Monthly utility bills average approximately $460 in Irvine vs $436 in Round Rock. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 109 in Irvine and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $108,038 in Irvine and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,696 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,521/month to housing in Irvine vs $2,345/month in Round Rock. In Irvine, median rent of $3,000/mo exceeds this threshold, suggesting renters may feel stretched. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 202 index points — focus your budget analysis there.

Frequently Asked Questions

Round Rock is 76.2% more affordable overall with an index of 101 vs 178.
A $75,000 salary in Irvine has equivalent purchasing power to approximately $42,556 in Round Rock, based on the cost of living difference.
Irvine's housing index is 294 with median homes at $1.1M, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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