City Comparison

Irvine vs Port St Lucie

Cost of Living Comparison · 2026

Irvine

California
178
Very Expensive
$1.1M
Median Home
$3,000/mo
Median Rent
$108,038
Median Income

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

The Verdict

79.8%

The cost gap between these cities is 79.8%, with Port St Lucie being the more affordable option. A $75,000 income in Irvine has equivalent purchasing power to $41,713 in Port St Lucie.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
294
Irvine
103
Port St Lucie
Groceries
108
Irvine
102
Port St Lucie
Utilities
115
Irvine
93
Port St Lucie
Transportation
115
Irvine
102
Port St Lucie
Healthcare
109
Irvine
96
Port St Lucie

Salary Equivalence

A $75,000 salary in Irvine has the same purchasing power as $41,713 in Port St Lucie.

Conversely, $75,000 in Port St Lucie equals $134,848 in Irvine.

Living in Irvine vs Port St Lucie

Housing Costs

Irvine's housing index of 294 is higher Port St Lucie's 103, translating to median home prices of $1.1M vs $384,000. The $666,000 difference in home prices means roughly $43,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $3,000/mo in Irvine compared to $1,800/mo in Port St Lucie, a monthly difference of $1,200.

Grocery & Food Costs

Grocery expenses index at 108 in Irvine and 102 in Port St Lucie. A household spending the national average of $475/month on groceries would pay approximately $513/month in Irvine vs $485/month in Port St Lucie. Port St Lucie offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 115 in Irvine and 93 in Port St Lucie. Monthly utility bills average approximately $460 in Irvine vs $372 in Port St Lucie. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 109 in Irvine and 96 in Port St Lucie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $108,038 in Irvine and $81,100 in Port St Lucie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,696 and $81,919 respectively. Port St Lucie residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,521/month to housing in Irvine vs $1,892/month in Port St Lucie. In Irvine, median rent of $3,000/mo exceeds this threshold, suggesting renters may feel stretched. In Port St Lucie, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 191 index points — focus your budget analysis there.

Frequently Asked Questions

Port St Lucie is 79.8% more affordable overall with an index of 99 vs 178.
A $75,000 salary in Irvine has equivalent purchasing power to approximately $41,713 in Port St Lucie, based on the cost of living difference.
Irvine's housing index is 294 with median homes at $1.1M, while Port St Lucie's is 103 with median homes at $384,000.

Moving & Relocation Resources

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