City Comparison

Irvine vs Meridian

Cost of Living Comparison · 2026

Irvine

California
178
Very Expensive
$1.1M
Median Home
$3,000/mo
Median Rent
$108,038
Median Income

Meridian

Idaho
120
Above Average
$509,000
Median Home
$1,725/mo
Median Rent
$99,700
Median Income

The Verdict

48.3%

The cost gap between these cities is 48.3%, with Meridian being the more affordable option. A $75,000 income in Irvine has equivalent purchasing power to $50,562 in Meridian.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
294
Irvine
154
Meridian
Groceries
108
Irvine
104
Meridian
Utilities
115
Irvine
86
Meridian
Transportation
115
Irvine
113
Meridian
Healthcare
109
Irvine
103
Meridian

Salary Equivalence

A $75,000 salary in Irvine has the same purchasing power as $50,562 in Meridian.

Conversely, $75,000 in Meridian equals $111,250 in Irvine.

Living in Irvine vs Meridian

Housing Costs

Irvine's housing index of 294 is higher Meridian's 154, translating to median home prices of $1.1M vs $509,000. The $541,000 difference in home prices means roughly $35,160 per year in additional mortgage costs at current rates. Renters face a similar gap: $3,000/mo in Irvine compared to $1,725/mo in Meridian, a monthly difference of $1,275.

Grocery & Food Costs

Grocery expenses index at 108 in Irvine and 104 in Meridian. A household spending the national average of $475/month on groceries would pay approximately $513/month in Irvine vs $494/month in Meridian. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 115 in Irvine and 86 in Meridian. Monthly utility bills average approximately $460 in Irvine vs $344 in Meridian. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 109 in Irvine and 103 in Meridian. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $108,038 in Irvine and $99,700 in Meridian. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,696 and $83,083 respectively. Meridian residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,521/month to housing in Irvine vs $2,326/month in Meridian. In Irvine, median rent of $3,000/mo exceeds this threshold, suggesting renters may feel stretched. In Meridian, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 140 index points — focus your budget analysis there.

Frequently Asked Questions

Meridian is 48.3% more affordable overall with an index of 120 vs 178.
A $75,000 salary in Irvine has equivalent purchasing power to approximately $50,562 in Meridian, based on the cost of living difference.
Irvine's housing index is 294 with median homes at $1.1M, while Meridian's is 154 with median homes at $509,000.

Moving & Relocation Resources

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