City Comparison

Irvine vs Johnson City

Cost of Living Comparison · 2026

Irvine

California
178
Very Expensive
$1.1M
Median Home
$3,000/mo
Median Rent
$108,038
Median Income

Johnson City

Tennessee
85
Very Affordable
$276,000
Median Home
$1,025/mo
Median Rent
$55,400
Median Income

The Verdict

109.4%

The cost gap between these cities is 109.4%, with Johnson City being the more affordable option. A $75,000 income in Irvine has equivalent purchasing power to $35,815 in Johnson City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
294
Irvine
66
Johnson City
Groceries
108
Irvine
95
Johnson City
Utilities
115
Irvine
95
Johnson City
Transportation
115
Irvine
88
Johnson City
Healthcare
109
Irvine
94
Johnson City

Salary Equivalence

A $75,000 salary in Irvine has the same purchasing power as $35,815 in Johnson City.

Conversely, $75,000 in Johnson City equals $157,059 in Irvine.

Living in Irvine vs Johnson City

Housing Costs

Irvine's housing index of 294 is higher Johnson City's 66, translating to median home prices of $1.1M vs $276,000. The $774,000 difference in home prices means roughly $50,316 per year in additional mortgage costs at current rates. Renters face a similar gap: $3,000/mo in Irvine compared to $1,025/mo in Johnson City, a monthly difference of $1,975.

Grocery & Food Costs

Grocery expenses index at 108 in Irvine and 95 in Johnson City. A household spending the national average of $475/month on groceries would pay approximately $513/month in Irvine vs $451/month in Johnson City. Johnson City offers a meaningful advantage on everyday food costs, saving roughly $744/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 115 in Irvine and 95 in Johnson City. Monthly utility bills average approximately $460 in Irvine vs $380 in Johnson City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 109 in Irvine and 94 in Johnson City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $108,038 in Irvine and $55,400 in Johnson City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,696 and $65,176 respectively. Johnson City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,521/month to housing in Irvine vs $1,293/month in Johnson City. In Irvine, median rent of $3,000/mo exceeds this threshold, suggesting renters may feel stretched. In Johnson City, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 228 index points — focus your budget analysis there.

Frequently Asked Questions

Johnson City is 109.4% more affordable overall with an index of 85 vs 178.
A $75,000 salary in Irvine has equivalent purchasing power to approximately $35,815 in Johnson City, based on the cost of living difference.
Irvine's housing index is 294 with median homes at $1.1M, while Johnson City's is 66 with median homes at $276,000.

Moving & Relocation Resources

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