Side-by-side cost of living comparison for 2026
12% cheaper
Indianapolis is 12% more affordable than Wilmington. A $75,000 salary in Wilmington is equivalent to $66,346 in Indianapolis.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Indiana salaries · Delaware salaries
Housing is typically the biggest factor in any cost-of-living comparison. Indianapolis has a housing index of 80 while Wilmington sits at 104 (national average = 100). The median home in Indianapolis costs $220,000 compared to $235,000 in Wilmington, a difference of $15,000. Monthly rent follows a similar pattern: $1,100 in Indianapolis versus $1,200 in Wilmington.
Groceries and everyday expenses show a notable difference: Indianapolis scores 98 while Wilmington scores 103. Both cities are close to the national average for grocery costs.
Healthcare costs in Indianapolis (96) are lower than Wilmington (106). Both are close to the national average.
Median household income in Indianapolis is $49,968 compared to $46,520 in Wilmington. When adjusted for cost of living, income goes further in Indianapolis.
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