๐Ÿ“Š Cost of Living Comparison

Indianapolis vs Spokane

Side-by-side cost of living comparison for 2026

Indianapolis

Indiana
92
Below Average
$220,000
Median Home
$1,100/mo
Median Rent
$49,968
Median Income

Spokane

Washington
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$48,834
Median Income

๐Ÿ’ก The Verdict

6% cheaper
Indianapolis is 6% more affordable than Spokane. A $75,000 salary in Spokane is equivalent to $70,408 in Indianapolis.

Category-by-Category Breakdown

Index values shown. National average = 100. Lower is cheaper.

Housing
80
Indianapolis
94
Spokane
Groceries
98
Indianapolis
99
Spokane
Utilities
90
Indianapolis
98
Spokane
Transportation
103
Indianapolis
101
Spokane
Healthcare
96
Indianapolis
102
Spokane

๐Ÿ’ฐ Salary Equivalence

To maintain the same standard of living:

$79,891
$75K in Indianapolis โ†’ Spokane
$70,408
$75K in Spokane โ†’ Indianapolis

See exact take-home pay: Indiana salaries ยท Washington salaries

Living in Indianapolis vs Spokane

Housing is typically the biggest factor in any cost-of-living comparison. Indianapolis has a housing index of 80 while Spokane sits at 94 (national average = 100). The median home in Indianapolis costs $220,000 compared to $310,000 in Spokane, a difference of $90,000. Monthly rent follows a similar pattern: $1,100 in Indianapolis versus $1,200 in Spokane.

Groceries and everyday expenses show a narrower gap: Indianapolis scores 98 while Spokane scores 99. Both cities are close to the national average for grocery costs.

Healthcare costs in Indianapolis (96) are lower than Spokane (102). Both are close to the national average.

Median household income in Indianapolis is $49,968 compared to $48,834 in Spokane. When adjusted for cost of living, income goes further in Indianapolis.

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