Side-by-side cost of living comparison for 2026
20% cheaper
Indianapolis is 20% more affordable than Missoula. A $75,000 salary in Missoula is equivalent to $60,000 in Indianapolis.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Indiana salaries · Montana salaries
Housing is typically the biggest factor in any cost-of-living comparison. Indianapolis has a housing index of 80 while Missoula sits at 141 (national average = 100). The median home in Indianapolis costs $220,000 compared to $460,000 in Missoula, a difference of $240,000. Monthly rent follows a similar pattern: $1,100 in Indianapolis versus $1,400 in Missoula.
Groceries and everyday expenses show a notable difference: Indianapolis scores 98 while Missoula scores 103. Both cities are close to the national average for grocery costs.
Healthcare costs in Indianapolis (96) are lower than Missoula (102). Both are close to the national average.
Median household income in Indianapolis is $49,968 compared to $49,234 in Missoula. When adjusted for cost of living, income goes further in Indianapolis.
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