Side-by-side cost of living comparison for 2026
48% cheaper
Indianapolis is 48% more affordable than Irvine. A $75,000 salary in Irvine is equivalent to $38,764 in Indianapolis.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Indiana salaries · California salaries
Housing is typically the biggest factor in any cost-of-living comparison. Indianapolis has a housing index of 80 while Irvine sits at 294 (national average = 100). The median home in Indianapolis costs $220,000 compared to $1,050,000 in Irvine, a difference of $830,000. Monthly rent follows a similar pattern: $1,100 in Indianapolis versus $3,000 in Irvine.
Groceries and everyday expenses show a notable difference: Indianapolis scores 98 while Irvine scores 108.
Healthcare costs in Indianapolis (96) are lower than Irvine (109).
Median household income in Indianapolis is $49,968 compared to $108,038 in Irvine. When adjusted for cost of living, income goes further in Indianapolis.
Amazon affiliate links