City Comparison

Huntsville vs Springfield

Cost of Living Comparison · 2026

Huntsville

Alabama
91
Below Average
$260,000
Median Home
$1,200/mo
Median Rent
$56,098
Median Income

Springfield

Missouri
84
Very Affordable
$225,000
Median Home
$950/mo
Median Rent
$46,000
Median Income

The Verdict

8.3%

The cost gap between these cities is 8.3%, with Springfield being the more affordable option. A $75,000 income in Huntsville has equivalent purchasing power to $69,231 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
79
Huntsville
67
Springfield
Groceries
96
Huntsville
94
Springfield
Utilities
91
Huntsville
79
Springfield
Transportation
98
Huntsville
90
Springfield
Healthcare
93
Huntsville
116
Springfield

Salary Equivalence

A $75,000 salary in Huntsville has the same purchasing power as $69,231 in Springfield.

Conversely, $75,000 in Springfield equals $81,250 in Huntsville.

Living in Huntsville vs Springfield

Housing Costs

Huntsville's housing index of 79 is higher Springfield's 67, translating to median home prices of $260,000 vs $225,000. The $35,000 difference in home prices means roughly $2,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Huntsville compared to $950/mo in Springfield, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 96 in Huntsville and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $456/month in Huntsville vs $447/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Huntsville and 79 in Springfield. Monthly utility bills average approximately $364 in Huntsville vs $316 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 93 in Huntsville and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,098 in Huntsville and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,646 and $54,762 respectively. Huntsville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,309/month to housing in Huntsville vs $1,073/month in Springfield. In Huntsville, median rent of $1,200/mo fits within this budget. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 8.3% more affordable overall with an index of 84 vs 91.
A $75,000 salary in Huntsville has equivalent purchasing power to approximately $69,231 in Springfield, based on the cost of living difference.
Huntsville's housing index is 79 with median homes at $260,000, while Springfield's is 67 with median homes at $225,000.

Moving & Relocation Resources

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