City Comparison

Honolulu vs Scranton

Cost of Living Comparison · 2026

Honolulu

Hawaii
186
Very Expensive
$720,000
Median Home
$2,400/mo
Median Rent
$71,465
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

106.7%

The cost gap between these cities is 106.7%, with Scranton being the more affordable option. A $75,000 income in Honolulu has equivalent purchasing power to $36,290 in Scranton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
275
Honolulu
65
Scranton
Groceries
138
Honolulu
98
Scranton
Utilities
159
Honolulu
102
Scranton
Transportation
114
Honolulu
101
Scranton
Healthcare
107
Honolulu
90
Scranton

Salary Equivalence

A $75,000 salary in Honolulu has the same purchasing power as $36,290 in Scranton.

Conversely, $75,000 in Scranton equals $155,000 in Honolulu.

Living in Honolulu vs Scranton

Housing Costs

Honolulu's housing index of 275 is higher Scranton's 65, translating to median home prices of $720,000 vs $195,000. The $525,000 difference in home prices means roughly $34,128 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,400/mo in Honolulu compared to $1,025/mo in Scranton, a monthly difference of $1,375.

Grocery & Food Costs

Grocery expenses index at 138 in Honolulu and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $656/month in Honolulu vs $466/month in Scranton. Scranton offers a meaningful advantage on everyday food costs, saving roughly $2280/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 159 in Honolulu and 102 in Scranton. Monthly utility bills average approximately $636 in Honolulu vs $408 in Scranton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 107 in Honolulu and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $71,465 in Honolulu and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $38,422 and $55,000 respectively. Scranton residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,668/month to housing in Honolulu vs $1,155/month in Scranton. In Honolulu, median rent of $2,400/mo exceeds this threshold, suggesting renters may feel stretched. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 210 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 106.7% more affordable overall with an index of 90 vs 186.
A $75,000 salary in Honolulu has equivalent purchasing power to approximately $36,290 in Scranton, based on the cost of living difference.
Honolulu's housing index is 275 with median homes at $720,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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