Honolulu vs New Bedford
Cost of Living Comparison · 2026
Honolulu
New Bedford
The Verdict
New Bedford is 66.1% less expensive than Honolulu overall. A household earning $75,000 in Honolulu would need approximately $45,161 in New Bedford to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Honolulu has the same purchasing power as $45,161 in New Bedford.
Conversely, $75,000 in New Bedford equals $124,554 in Honolulu.
Living in Honolulu vs New Bedford
Housing Costs
Honolulu's housing index of 275 is higher New Bedford's 116, translating to median home prices of $720,000 vs $371,000. The $349,000 difference in home prices means roughly $22,680 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,400/mo in Honolulu compared to $1,225/mo in New Bedford, a monthly difference of $1,175.
Grocery & Food Costs
Grocery expenses index at 138 in Honolulu and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $656/month in Honolulu vs $494/month in New Bedford. New Bedford offers a meaningful advantage on everyday food costs, saving roughly $1944/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 159 in Honolulu and 145 in New Bedford. Monthly utility bills average approximately $636 in Honolulu vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 107 in Honolulu and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $71,465 in Honolulu and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $38,422 and $50,893 respectively. New Bedford residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,668/month to housing in Honolulu vs $1,330/month in New Bedford. In Honolulu, median rent of $2,400/mo exceeds this threshold, suggesting renters may feel stretched. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 159 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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