Side-by-side cost of living comparison for 2026
55% cheaper
Lubbock is 55% more affordable than Honolulu. A $75,000 salary in Honolulu is equivalent to $33,468 in Lubbock.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Hawaii salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Honolulu has a housing index of 275 while Lubbock sits at 59 (national average = 100). The median home in Honolulu costs $720,000 compared to $175,000 in Lubbock, a difference of $545,000. Monthly rent follows a similar pattern: $2,400 in Honolulu versus $950 in Lubbock.
Groceries and everyday expenses show a notable difference: Honolulu scores 138 while Lubbock scores 93.
Healthcare costs in Honolulu (107) are higher than Lubbock (90).
Median household income in Honolulu is $71,465 compared to $49,834 in Lubbock. When adjusted for cost of living, income goes further in Lubbock.
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