Honolulu vs London
Cost of Living Comparison · 2026
Honolulu
London
The Verdict
The cost gap between these cities is 61.7%, with London being the more affordable option. A $75,000 income in Honolulu has equivalent purchasing power to $46,371 in London.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Honolulu has the same purchasing power as $46,371 in London.
Conversely, $75,000 in London equals $121,304 in Honolulu.
Living in Honolulu vs London
Housing Costs
Honolulu's housing index of 275 is higher London's 162, translating to median home prices of $720,000 vs $695,000. The $25,000 difference in home prices means roughly $1,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,400/mo in Honolulu compared to $2,400/mo in London, a monthly difference of $0.
Grocery & Food Costs
Grocery expenses index at 138 in Honolulu and 92 in London. A household spending the national average of $475/month on groceries would pay approximately $656/month in Honolulu vs $437/month in London. London offers a meaningful advantage on everyday food costs, saving roughly $2628/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 159 in Honolulu and 112 in London. Monthly utility bills average approximately $636 in Honolulu vs $448 in London. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 107 in Honolulu and 78 in London. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 29-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $71,465 in Honolulu and $55,000 in London. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $38,422 and $47,826 respectively. London residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,668/month to housing in Honolulu vs $1,283/month in London. In Honolulu, median rent of $2,400/mo exceeds this threshold, suggesting renters may feel stretched. In London, median rent of $2,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 113 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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