City Comparison

Honolulu vs Ithaca

Cost of Living Comparison · 2026

Honolulu

Hawaii
186
Very Expensive
$720,000
Median Home
$2,400/mo
Median Rent
$71,465
Median Income

Ithaca

New York
94
Below Average
$324,000
Median Home
$1,475/mo
Median Rent
$48,600
Median Income

The Verdict

97.9%

Living in Ithaca costs 97.9% less than Honolulu. To match the purchasing power of a $75,000 salary in Honolulu, you would need $37,903 in Ithaca.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
275
Honolulu
117
Ithaca
Groceries
138
Honolulu
103
Ithaca
Utilities
159
Honolulu
102
Ithaca
Transportation
114
Honolulu
96
Ithaca
Healthcare
107
Honolulu
99
Ithaca

Salary Equivalence

A $75,000 salary in Honolulu has the same purchasing power as $37,903 in Ithaca.

Conversely, $75,000 in Ithaca equals $148,404 in Honolulu.

Living in Honolulu vs Ithaca

Housing Costs

Honolulu's housing index of 275 is higher Ithaca's 117, translating to median home prices of $720,000 vs $324,000. The $396,000 difference in home prices means roughly $25,740 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,400/mo in Honolulu compared to $1,475/mo in Ithaca, a monthly difference of $925.

Grocery & Food Costs

Grocery expenses index at 138 in Honolulu and 103 in Ithaca. A household spending the national average of $475/month on groceries would pay approximately $656/month in Honolulu vs $489/month in Ithaca. Ithaca offers a meaningful advantage on everyday food costs, saving roughly $2004/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 159 in Honolulu and 102 in Ithaca. Monthly utility bills average approximately $636 in Honolulu vs $408 in Ithaca. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 107 in Honolulu and 99 in Ithaca. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $71,465 in Honolulu and $48,600 in Ithaca. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $38,422 and $51,702 respectively. Ithaca residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,668/month to housing in Honolulu vs $1,134/month in Ithaca. In Honolulu, median rent of $2,400/mo exceeds this threshold, suggesting renters may feel stretched. In Ithaca, median rent of $1,475/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 158 index points — focus your budget analysis there.

Frequently Asked Questions

Ithaca is 97.9% more affordable overall with an index of 94 vs 186.
A $75,000 salary in Honolulu has equivalent purchasing power to approximately $37,903 in Ithaca, based on the cost of living difference.
Honolulu's housing index is 275 with median homes at $720,000, while Ithaca's is 117 with median homes at $324,000.

Moving & Relocation Resources

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