Hilo vs St George
Cost of Living Comparison · 2026
Hilo
St George
The Verdict
The cost gap between these cities is 20.0%, with St George being the more affordable option. A $75,000 income in Hilo has equivalent purchasing power to $62,500 in St George.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hilo has the same purchasing power as $62,500 in St George.
Conversely, $75,000 in St George equals $90,000 in Hilo.
Living in Hilo vs St George
Housing Costs
Hilo's housing index of 149 is higher St George's 144, translating to median home prices of $555,000 vs $550,000. The $5,000 difference in home prices means roughly $324 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,575/mo in Hilo compared to $1,525/mo in St George, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 149 in Hilo and 100 in St George. A household spending the national average of $475/month on groceries would pay approximately $708/month in Hilo vs $475/month in St George. St George offers a meaningful advantage on everyday food costs, saving roughly $2796/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 218 in Hilo and 87 in St George. Monthly utility bills average approximately $872 in Hilo vs $348 in St George. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 118 in Hilo and 96 in St George. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $78,700 in Hilo and $72,400 in St George. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,621 and $65,818 respectively. St George residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,836/month to housing in Hilo vs $1,689/month in St George. In Hilo, median rent of $1,575/mo fits within this budget. In St George, median rent of $1,525/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 131 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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