Hilo vs Sioux Falls

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Hilo has the same purchasing power as $52,841 in Sioux Falls.

Conversely, $75,000 in Sioux Falls equals $106,452 in Hilo.

Living in Hilo vs Sioux Falls

Housing Costs

Hilo's housing index of 149 is higher Sioux Falls's 80, translating to median home prices of $555,000 vs $265,000. The $290,000 difference in home prices means roughly $18,852 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,575/mo in Hilo compared to $1,100/mo in Sioux Falls, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 149 in Hilo and 97 in Sioux Falls. A household spending the national average of $475/month on groceries would pay approximately $708/month in Hilo vs $461/month in Sioux Falls. Sioux Falls offers a meaningful advantage on everyday food costs, saving roughly $2964/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 218 in Hilo and 94 in Sioux Falls. Monthly utility bills average approximately $872 in Hilo vs $376 in Sioux Falls. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Hilo and 101 in Sioux Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $78,700 in Hilo and $61,714 in Sioux Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,621 and $66,359 respectively. Sioux Falls residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,836/month to housing in Hilo vs $1,440/month in Sioux Falls. In Hilo, median rent of $1,575/mo fits within this budget. In Sioux Falls, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 124 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

As an Amazon Associate we earn from qualifying purchases