Hilo vs Sioux City
Cost of Living Comparison · 2026
Hilo
Sioux City
The Verdict
The cost gap between these cities is 53.5%, with Sioux City being the more affordable option. A $75,000 income in Hilo has equivalent purchasing power to $48,864 in Sioux City.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hilo has the same purchasing power as $48,864 in Sioux City.
Conversely, $75,000 in Sioux City equals $115,116 in Hilo.
Living in Hilo vs Sioux City
Housing Costs
Hilo's housing index of 149 is higher Sioux City's 74, translating to median home prices of $555,000 vs $182,000. The $373,000 difference in home prices means roughly $24,240 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,575/mo in Hilo compared to $875/mo in Sioux City, a monthly difference of $700.
Grocery & Food Costs
Grocery expenses index at 149 in Hilo and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $708/month in Hilo vs $461/month in Sioux City. Sioux City offers a meaningful advantage on everyday food costs, saving roughly $2964/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 218 in Hilo and 89 in Sioux City. Monthly utility bills average approximately $872 in Hilo vs $356 in Sioux City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 118 in Hilo and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $78,700 in Hilo and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,621 and $76,163 respectively. Sioux City residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,836/month to housing in Hilo vs $1,528/month in Sioux City. In Hilo, median rent of $1,575/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 129 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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