City Comparison

Hilo vs Singapore

Cost of Living Comparison · 2026

Hilo

Hawaii
132
Expensive
$555,000
Median Home
$1,575/mo
Median Rent
$78,700
Median Income

Singapore

Singapore
112
Above Average
$950,000
Median Home
$2,500/mo
Median Rent
$58,000
Median Income

The Verdict

17.9%

Living in Singapore costs 17.9% less than Hilo. To match the purchasing power of a $75,000 salary in Hilo, you would need $63,636 in Singapore.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
149
Hilo
165
Singapore
Groceries
149
Hilo
98
Singapore
Utilities
218
Hilo
105
Singapore
Transportation
146
Hilo
95
Singapore
Healthcare
118
Hilo
72
Singapore

Salary Equivalence

A $75,000 salary in Hilo has the same purchasing power as $63,636 in Singapore.

Conversely, $75,000 in Singapore equals $88,393 in Hilo.

Living in Hilo vs Singapore

Housing Costs

Hilo's housing index of 149 is lower Singapore's 165, translating to median home prices of $555,000 vs $950,000. The $395,000 difference in home prices means roughly $25,680 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,575/mo in Hilo compared to $2,500/mo in Singapore, a monthly difference of $925.

Grocery & Food Costs

Grocery expenses index at 149 in Hilo and 98 in Singapore. A household spending the national average of $475/month on groceries would pay approximately $708/month in Hilo vs $466/month in Singapore. Singapore offers a meaningful advantage on everyday food costs, saving roughly $2904/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 218 in Hilo and 105 in Singapore. Monthly utility bills average approximately $872 in Hilo vs $420 in Singapore. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 118 in Hilo and 72 in Singapore. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 46-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $78,700 in Hilo and $58,000 in Singapore. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,621 and $51,786 respectively. Hilo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,836/month to housing in Hilo vs $1,353/month in Singapore. In Hilo, median rent of $1,575/mo fits within this budget. In Singapore, median rent of $2,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 113 index points — focus your budget analysis there.

Frequently Asked Questions

Singapore is 17.9% more affordable overall with an index of 112 vs 132.
A $75,000 salary in Hilo has equivalent purchasing power to approximately $63,636 in Singapore, based on the cost of living difference.
Hilo's housing index is 149 with median homes at $555,000, while Singapore's is 165 with median homes at $950,000.

Moving & Relocation Resources

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