Hillsboro vs Wilmington
Cost of Living Comparison · 2026
Hillsboro
Wilmington
The Verdict
Living in Wilmington costs 24.3% less than Hillsboro. To match the purchasing power of a $75,000 salary in Hillsboro, you would need $60,352 in Wilmington.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hillsboro has the same purchasing power as $60,352 in Wilmington.
Conversely, $75,000 in Wilmington equals $93,204 in Hillsboro.
Living in Hillsboro vs Wilmington
Housing Costs
Hillsboro's housing index of 175 is higher Wilmington's 108, translating to median home prices of $533,000 vs $320,000. The $213,000 difference in home prices means roughly $13,848 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Hillsboro compared to $1,400/mo in Wilmington, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 108 in Hillsboro and 101 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $513/month in Hillsboro vs $480/month in Wilmington. Wilmington offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Hillsboro and 94 in Wilmington. Monthly utility bills average approximately $384 in Hillsboro vs $376 in Wilmington. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 103 in Hillsboro and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $106,700 in Hillsboro and $48,432 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,359 and $47,021 respectively. Hillsboro residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,490/month to housing in Hillsboro vs $1,130/month in Wilmington. In Hillsboro, median rent of $1,725/mo fits within this budget. In Wilmington, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 67 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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