City Comparison

Hillsboro vs Warwick

Cost of Living Comparison · 2026

Hillsboro

Oregon
128
Expensive
$533,000
Median Home
$1,725/mo
Median Rent
$106,700
Median Income

Warwick

Rhode Island
106
Above Average
$413,000
Median Home
$1,425/mo
Median Rent
$74,600
Median Income

The Verdict

20.8%

Living in Warwick costs 20.8% less than Hillsboro. To match the purchasing power of a $75,000 salary in Hillsboro, you would need $62,109 in Warwick.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
175
Hillsboro
127
Warwick
Groceries
108
Hillsboro
102
Warwick
Utilities
96
Hillsboro
112
Warwick
Transportation
126
Hillsboro
105
Warwick
Healthcare
103
Hillsboro
103
Warwick

Salary Equivalence

A $75,000 salary in Hillsboro has the same purchasing power as $62,109 in Warwick.

Conversely, $75,000 in Warwick equals $90,566 in Hillsboro.

Living in Hillsboro vs Warwick

Housing Costs

Hillsboro's housing index of 175 is higher Warwick's 127, translating to median home prices of $533,000 vs $413,000. The $120,000 difference in home prices means roughly $7,800 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Hillsboro compared to $1,425/mo in Warwick, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 108 in Hillsboro and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $513/month in Hillsboro vs $485/month in Warwick. Warwick offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Hillsboro and 112 in Warwick. Monthly utility bills average approximately $384 in Hillsboro vs $448 in Warwick. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Hillsboro and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $106,700 in Hillsboro and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,359 and $70,377 respectively. Hillsboro residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,490/month to housing in Hillsboro vs $1,741/month in Warwick. In Hillsboro, median rent of $1,725/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.

Frequently Asked Questions

Warwick is 20.8% more affordable overall with an index of 106 vs 128.
A $75,000 salary in Hillsboro has equivalent purchasing power to approximately $62,109 in Warwick, based on the cost of living difference.
Hillsboro's housing index is 175 with median homes at $533,000, while Warwick's is 127 with median homes at $413,000.

Moving & Relocation Resources

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