Hillsboro vs Tyler
Cost of Living Comparison · 2026
Hillsboro
Tyler
The Verdict
Tyler is 50.6% less expensive than Hillsboro overall. A household earning $75,000 in Hillsboro would need approximately $49,805 in Tyler to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hillsboro has the same purchasing power as $49,805 in Tyler.
Conversely, $75,000 in Tyler equals $112,941 in Hillsboro.
Living in Hillsboro vs Tyler
Housing Costs
Hillsboro's housing index of 175 is higher Tyler's 69, translating to median home prices of $533,000 vs $250,000. The $283,000 difference in home prices means roughly $18,396 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Hillsboro compared to $1,075/mo in Tyler, a monthly difference of $650.
Grocery & Food Costs
Grocery expenses index at 108 in Hillsboro and 96 in Tyler. A household spending the national average of $475/month on groceries would pay approximately $513/month in Hillsboro vs $456/month in Tyler. Tyler offers a meaningful advantage on everyday food costs, saving roughly $684/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Hillsboro and 97 in Tyler. Monthly utility bills average approximately $384 in Hillsboro vs $388 in Tyler. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 103 in Hillsboro and 93 in Tyler. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $106,700 in Hillsboro and $54,800 in Tyler. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,359 and $64,471 respectively. Hillsboro residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,490/month to housing in Hillsboro vs $1,279/month in Tyler. In Hillsboro, median rent of $1,725/mo fits within this budget. In Tyler, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 106 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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