City Comparison

Hillsboro vs Sioux Falls

Cost of Living Comparison · 2026

Hillsboro

Oregon
128
Expensive
$533,000
Median Home
$1,725/mo
Median Rent
$106,700
Median Income

Sioux Falls

South Dakota
93
Below Average
$265,000
Median Home
$1,100/mo
Median Rent
$61,714
Median Income

The Verdict

37.6%

Living in Sioux Falls costs 37.6% less than Hillsboro. To match the purchasing power of a $75,000 salary in Hillsboro, you would need $54,492 in Sioux Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
175
Hillsboro
80
Sioux Falls
Groceries
108
Hillsboro
97
Sioux Falls
Utilities
96
Hillsboro
94
Sioux Falls
Transportation
126
Hillsboro
98
Sioux Falls
Healthcare
103
Hillsboro
101
Sioux Falls

Salary Equivalence

A $75,000 salary in Hillsboro has the same purchasing power as $54,492 in Sioux Falls.

Conversely, $75,000 in Sioux Falls equals $103,226 in Hillsboro.

Living in Hillsboro vs Sioux Falls

Housing Costs

Hillsboro's housing index of 175 is higher Sioux Falls's 80, translating to median home prices of $533,000 vs $265,000. The $268,000 difference in home prices means roughly $17,424 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Hillsboro compared to $1,100/mo in Sioux Falls, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 108 in Hillsboro and 97 in Sioux Falls. A household spending the national average of $475/month on groceries would pay approximately $513/month in Hillsboro vs $461/month in Sioux Falls. Sioux Falls offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Hillsboro and 94 in Sioux Falls. Monthly utility bills average approximately $384 in Hillsboro vs $376 in Sioux Falls. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Hillsboro and 101 in Sioux Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $106,700 in Hillsboro and $61,714 in Sioux Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,359 and $66,359 respectively. Hillsboro residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,490/month to housing in Hillsboro vs $1,440/month in Sioux Falls. In Hillsboro, median rent of $1,725/mo fits within this budget. In Sioux Falls, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 95 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux Falls is 37.6% more affordable overall with an index of 93 vs 128.
A $75,000 salary in Hillsboro has equivalent purchasing power to approximately $54,492 in Sioux Falls, based on the cost of living difference.
Hillsboro's housing index is 175 with median homes at $533,000, while Sioux Falls's is 80 with median homes at $265,000.

Moving & Relocation Resources

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