Hillsboro vs Roswell
Cost of Living Comparison · 2026
Hillsboro
Roswell
The Verdict
Roswell is 13.3% less expensive than Hillsboro overall. A household earning $75,000 in Hillsboro would need approximately $66,211 in Roswell to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hillsboro has the same purchasing power as $66,211 in Roswell.
Conversely, $75,000 in Roswell equals $84,956 in Hillsboro.
Living in Hillsboro vs Roswell
Housing Costs
Hillsboro's housing index of 175 is lower Roswell's 187, translating to median home prices of $533,000 vs $647,000. The $114,000 difference in home prices means roughly $7,416 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Hillsboro compared to $1,700/mo in Roswell, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 108 in Hillsboro and 101 in Roswell. A household spending the national average of $475/month on groceries would pay approximately $513/month in Hillsboro vs $480/month in Roswell. Roswell offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Hillsboro and 98 in Roswell. Monthly utility bills average approximately $384 in Hillsboro vs $392 in Roswell. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 103 in Hillsboro and 103 in Roswell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $106,700 in Hillsboro and $108,800 in Roswell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,359 and $96,283 respectively. Roswell residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,490/month to housing in Hillsboro vs $2,539/month in Roswell. In Hillsboro, median rent of $1,725/mo fits within this budget. In Roswell, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 16 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases