Hillsboro vs Joliet
Cost of Living Comparison · 2026
Hillsboro
Joliet
The Verdict
Joliet is 34.7% less expensive than Hillsboro overall. A household earning $75,000 in Hillsboro would need approximately $55,664 in Joliet to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hillsboro has the same purchasing power as $55,664 in Joliet.
Conversely, $75,000 in Joliet equals $101,053 in Hillsboro.
Living in Hillsboro vs Joliet
Housing Costs
Hillsboro's housing index of 175 is higher Joliet's 85, translating to median home prices of $533,000 vs $275,000. The $258,000 difference in home prices means roughly $16,776 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Hillsboro compared to $1,325/mo in Joliet, a monthly difference of $400.
Grocery & Food Costs
Grocery expenses index at 108 in Hillsboro and 101 in Joliet. A household spending the national average of $475/month on groceries would pay approximately $513/month in Hillsboro vs $480/month in Joliet. Joliet offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Hillsboro and 94 in Joliet. Monthly utility bills average approximately $384 in Hillsboro vs $376 in Joliet. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 103 in Hillsboro and 102 in Joliet. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $106,700 in Hillsboro and $88,000 in Joliet. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,359 and $92,632 respectively. Joliet residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,490/month to housing in Hillsboro vs $2,053/month in Joliet. In Hillsboro, median rent of $1,725/mo fits within this budget. In Joliet, median rent of $1,325/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 90 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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