City Comparison

High Point vs St. Louis

Cost of Living Comparison · 2026

High Point

North Carolina
84
Very Affordable
$249,000
Median Home
$1,075/mo
Median Rent
$49,200
Median Income

St. Louis

Missouri
90
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$45,782
Median Income

The Verdict

6.7%

The cost gap between these cities is 6.7%, with High Point being the more affordable option. A $75,000 income in High Point has equivalent purchasing power to $80,357 in St. Louis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
61
High Point
72
St. Louis
Groceries
96
High Point
97
St. Louis
Utilities
98
High Point
95
St. Louis
Transportation
92
High Point
103
St. Louis
Healthcare
101
High Point
95
St. Louis

Salary Equivalence

A $75,000 salary in High Point has the same purchasing power as $80,357 in St. Louis.

Conversely, $75,000 in St. Louis equals $70,000 in High Point.

Living in High Point vs St. Louis

Housing Costs

High Point's housing index of 61 is lower St. Louis's 72, translating to median home prices of $249,000 vs $175,000. The $74,000 difference in home prices means roughly $4,812 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in High Point compared to $1,000/mo in St. Louis, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 96 in High Point and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $456/month in High Point vs $461/month in St. Louis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in High Point and 95 in St. Louis. Monthly utility bills average approximately $392 in High Point vs $380 in St. Louis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 101 in High Point and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,200 in High Point and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,571 and $50,869 respectively. High Point residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,148/month to housing in High Point vs $1,068/month in St. Louis. In High Point, median rent of $1,075/mo fits within this budget. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 11 index points — focus your budget analysis there.

Frequently Asked Questions

High Point is 6.7% more affordable overall with an index of 84 vs 90.
A $75,000 salary in High Point has equivalent purchasing power to approximately $80,357 in St. Louis, based on the cost of living difference.
High Point's housing index is 61 with median homes at $249,000, while St. Louis's is 72 with median homes at $175,000.

Moving & Relocation Resources

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